There are so many aspects to this area that obtaining the right finance for your property investment could make you re-think the whole idea!
We understand this, and assist you with outlining a financial plan to suit your goals.

A Financial Plan is a written document that outlines a steady path towards your financial independence.

A Financial Plan is a written document that outlines a steady path towards your financial independence.

A survey was carried out on Harvard MBA students.

The question they were asked was:

“Have you set clear, written goals for your future and made plans to accomplish them?”

• 3% had goals and they were written down
• 13% had goals but they were NOT written down
• 84% had no specific goals

10 years later those same students were followed up. The 3% who had goals written down were earning 10 times as much as the other 97% combined.

Our observation from this is that written goals keep you focused and give you purpose.

The step beyond your financial plan, is obtaining finance to invest. Finance is definitely a clincher in the deal. But ‘getting it’ is not the only consideration when it comes to financing an investment property.

Your investment property loan needs to be set up appropriately. Obviously you want to streamline the purchase process and ensure the property doesn’t slip through your fingers, but it’s just as important to maximise the property’s capital growth rental income and negative gearing opportunities.

The option of setting up and investment property through your SMSF may appeal to you. There are a multitude of taxation benefits that will be available with correct structuring at the beginning.

At NPIS we have a team of financial consultants available to advise and structure your loan correctly in order maximise the benefits of your first investment and subsequent ones in the future.